:root{
  --navy:#13203d;
  --navy-2:#1b2c52;
  --gold:#c8a13a;
  --gold-dark:#b08f2e;
  --ink:#1d2433;
  --slate:#566076;
  --line:#e6e8ee;
  --bg-soft:#f6f7f9;
  --white:#ffffff;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:'Segoe UI',-apple-system,BlinkMacSystemFont,Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);line-height:1.6;background:var(--white);-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
h1,h2,h3{line-height:1.15;color:var(--ink);font-weight:800;letter-spacing:-.5px;}
a{color:inherit;}
.eyebrow{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-dark);font-weight:700;margin-bottom:.6rem;}
.wrap{max-width:1180px;margin:0 auto;padding:0 32px;}
.btn{display:inline-block;padding:14px 30px;border-radius:8px;font-weight:700;font-size:.95rem;text-decoration:none;cursor:pointer;border:2px solid transparent;transition:.15s;}
.btn-gold{background:var(--gold);color:var(--navy);}
.btn-gold:hover{background:var(--gold-dark);}
.btn-outline{background:transparent;color:var(--white);border-color:rgba(255,255,255,.55);}
.btn-outline:hover{border-color:#fff;background:rgba(255,255,255,.08);}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line);}
.btn-ghost:hover{border-color:var(--gold);}

/* Header */
header{position:sticky;top:0;z-index:60;background:var(--white);border-bottom:1px solid var(--line);}
.nav{display:flex;align-items:center;justify-content:space-between;height:82px;}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;}
.brand .emblem{height:56px;width:auto;display:block;}
.shield{width:36px;height:44px;background:linear-gradient(135deg,var(--navy) 0 50%,var(--gold) 50% 100%);
  -webkit-clip-path:polygon(50% 0,100% 18%,100% 62%,50% 100%,0 62%,0 18%);clip-path:polygon(50% 0,100% 18%,100% 62%,50% 100%,0 62%,0 18%);}
.brand-text b{display:block;font-size:1.3rem;font-weight:800;color:var(--navy);letter-spacing:.5px;line-height:1;}
.brand-text b span{color:var(--gold-dark);}
.brand-text small{font-size:.6rem;letter-spacing:.22em;color:var(--slate);text-transform:uppercase;}
nav.main ul{display:flex;gap:28px;list-style:none;}
nav.main a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;padding:6px 0;border-bottom:2px solid transparent;}
nav.main a:hover,nav.main a.active{color:var(--gold-dark);border-color:var(--gold);}
.nav-right{display:flex;align-items:center;gap:20px;}
.phone{color:var(--navy);font-weight:700;text-decoration:none;font-size:.95rem;white-space:nowrap;}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;}
.menu-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s;}

/* Hero */
.hero{position:relative;color:#fff;overflow:hidden;}
.hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;}
.hero-home{background-image:linear-gradient(100deg,rgba(15,24,46,.93),rgba(15,24,46,.80) 45%,rgba(15,24,46,.35));background-image:linear-gradient(100deg,rgba(15,24,46,.93),rgba(15,24,46,.80) 45%,rgba(15,24,46,.35)),url('https://images.unsplash.com/photo-1582719478250-c89cae4dc85b?auto=format&fit=crop&w=1600&q=80');}
.hero-inner{position:relative;padding:104px 0 112px;max-width:660px;}
.hero h1{color:#fff;font-size:3rem;margin-bottom:20px;}
.hero p{font-size:1.15rem;color:#dfe3ec;margin-bottom:32px;max-width:560px;}
.hero .btn-row{display:flex;gap:16px;flex-wrap:wrap;}

/* Page banner (interior pages) */
.banner{background:linear-gradient(100deg,var(--navy),var(--navy-2));color:#fff;padding:64px 0;}
.banner h1{color:#fff;font-size:2.6rem;margin-bottom:10px;}
.banner p{color:#c4ccdc;font-size:1.1rem;max-width:640px;}
.crumbs{color:#8f9ab5;font-size:.85rem;margin-bottom:16px;}
.crumbs a{text-decoration:none;color:#8f9ab5;}
.crumbs a:hover{color:var(--gold);}

/* Trust strip */
.trust{background:var(--navy);color:#cdd3e0;}
.trust .wrap{display:flex;flex-wrap:wrap;gap:14px 44px;justify-content:center;padding:18px 32px;font-size:.9rem;font-weight:600;}
.trust span{display:flex;align-items:center;gap:9px;}
.trust .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);}

/* Sections */
section.block{padding:80px 0;}
.section-head{max-width:680px;margin:0 auto 48px;text-align:center;}
.section-head h2{font-size:2.15rem;margin-bottom:14px;}
.section-head p{color:var(--slate);font-size:1.05rem;}

/* About split */
.about{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;}
.about h2{font-size:2.05rem;margin-bottom:18px;}
.about p{color:var(--slate);margin-bottom:16px;font-size:1.04rem;}
.about .img{height:380px;border-radius:14px;background-size:cover;background-position:center;box-shadow:0 24px 50px -24px rgba(19,32,61,.5);}

/* Coverage cards */
.cov{background:var(--bg-soft);}
.cov-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
.cov-grid.two{grid-template-columns:repeat(2,1fr);max-width:760px;margin:0 auto;}
.cov-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px 26px;transition:.18s;}
.cov-card:hover{transform:translateY(-4px);box-shadow:0 22px 44px -26px rgba(19,32,61,.45);border-color:#dfe3ee;}
.cov-card .ic{width:46px;height:46px;border-radius:10px;background:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.cov-card .ic svg{width:24px;height:24px;stroke:var(--gold);fill:none;stroke-width:1.8;}
.cov-card h3{font-size:1.12rem;margin-bottom:10px;}
.cov-card ul{list-style:none;}
.cov-card li{color:var(--slate);font-size:.92rem;padding:5px 0;border-bottom:1px dashed #eef0f5;}
.cov-card li:last-child{border:none;}
.cov-foot{text-align:center;margin-top:44px;}

/* Why choose */
.why{background:var(--navy);color:#fff;}
.why .section-head h2{color:#fff;}
.why .section-head p{color:#b7c0d4;}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.why-card{background:var(--navy-2);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:30px 28px;}
.why-card .ic{display:flex;align-items:center;gap:12px;margin-bottom:12px;}
.why-card .ic svg{width:26px;height:26px;stroke:var(--gold);fill:none;stroke-width:1.8;}
.why-card h3{color:#fff;font-size:1.1rem;}
.why-card p{color:#b7c0d4;font-size:.96rem;}

/* Steps */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;}
.step{text-align:center;padding:0 14px;}
.step .num{width:56px;height:56px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center;margin:0 auto 18px;}
.step h3{font-size:1.1rem;margin-bottom:8px;}
.step p{color:var(--slate);font-size:.96rem;}

/* CTA band */
.cta-band{background:linear-gradient(100deg,var(--navy),var(--navy-2));color:#fff;text-align:center;padding:68px 0;}
.cta-band h2{color:#fff;font-size:2rem;margin-bottom:14px;}
.cta-band p{color:#c4ccdc;margin-bottom:28px;font-size:1.05rem;}

/* Service center tiles */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.tile{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;text-align:center;transition:.18s;text-decoration:none;color:var(--ink);display:block;}
.tile:hover{transform:translateY(-4px);box-shadow:0 22px 44px -26px rgba(19,32,61,.45);border-color:var(--gold);}
.tile .ic{width:54px;height:54px;border-radius:12px;background:var(--bg-soft);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;}
.tile .ic svg{width:26px;height:26px;stroke:var(--gold-dark);fill:none;stroke-width:1.8;}
.tile h3{font-size:1.08rem;margin-bottom:6px;}
.tile p{color:var(--slate);font-size:.92rem;}

/* Values / about list */
.vgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;}
.vcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;}
.vcard h3{font-size:1.1rem;margin-bottom:8px;}
.vcard p{color:var(--slate);font-size:.98rem;}

/* Stats band */
.stats{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.stats .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center;padding:54px 32px;}
.stat b{display:block;font-size:2.7rem;color:var(--navy);font-weight:800;letter-spacing:-1px;line-height:1;}
.stat span{display:block;margin-top:10px;color:var(--slate);font-weight:600;font-size:.95rem;}

/* Team */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;max-width:960px;margin:0 auto;}
.team-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px 28px;text-align:center;transition:.18s;}
.team-card:hover{transform:translateY(-4px);box-shadow:0 22px 44px -26px rgba(19,32,61,.4);border-color:#dfe3ee;}
.team-photo{width:132px;height:132px;border-radius:50%;margin:0 auto 20px;overflow:hidden;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:2.5rem;font-weight:800;letter-spacing:1px;border:4px solid var(--bg-soft);}
.team-photo img{width:100%;height:100%;object-fit:cover;}
.team-card h3{font-size:1.22rem;margin-bottom:6px;}
.team-role{color:var(--gold-dark);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;}
.team-license{margin-top:8px;color:var(--slate);font-size:.85rem;font-weight:600;}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start;}
.contact-info h3{font-size:1.3rem;margin-bottom:18px;}
.info-row{display:flex;gap:14px;margin-bottom:20px;align-items:flex-start;}
.info-row .ic{width:42px;height:42px;flex:none;border-radius:10px;background:var(--navy);display:flex;align-items:center;justify-content:center;}
.info-row .ic svg{width:20px;height:20px;stroke:var(--gold);fill:none;stroke-width:1.8;}
.info-row b{display:block;font-size:1rem;}
.info-row span{color:var(--slate);font-size:.95rem;}
.info-row a{color:var(--slate);text-decoration:none;}
.info-row a:hover{color:var(--gold-dark);}
form.quote{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px;box-shadow:0 24px 50px -30px rgba(19,32,61,.4);}
.field{margin-bottom:18px;}
.field.two{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:0;}
label{display:block;font-size:.85rem;font-weight:700;margin-bottom:6px;color:var(--ink);}
label .req{color:#c0392b;}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:8px;font-family:inherit;font-size:.95rem;color:var(--ink);background:#fff;transition:.15s;}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,161,58,.15);}
textarea{min-height:120px;resize:vertical;}
.form-note{font-size:.8rem;color:var(--slate);margin-top:4px;}
.err{color:#c0392b;font-size:.8rem;margin-top:5px;display:none;}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#c0392b;}
.field.invalid .err{display:block;}
.form-success{display:none;background:#eaf7ef;border:1px solid #bfe6cf;color:#1c7a45;padding:16px 18px;border-radius:10px;font-weight:600;margin-bottom:20px;}
.form-success.show{display:block;}

/* Footer */
footer{background:#0e1830;color:#aab3c7;font-size:.9rem;}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding:58px 0 42px;}
footer h4{color:#fff;font-size:.95rem;letter-spacing:.04em;margin-bottom:16px;text-transform:uppercase;}
footer ul{list-style:none;}
footer li{padding:5px 0;}
footer a{color:#aab3c7;text-decoration:none;}
footer a:hover{color:var(--gold);}
.foot-brand p{margin-top:14px;max-width:280px;color:#8d97ad;}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding:20px 0;text-align:center;color:#7e889e;font-size:.82rem;}

@media(max-width:960px){
  .cov-grid{grid-template-columns:repeat(2,1fr);}
  .why-grid{grid-template-columns:repeat(2,1fr);}
  .foot-top{grid-template-columns:1fr 1fr;}
}
@media(max-width:820px){
  .menu-toggle{display:block;}
  nav.main{position:absolute;top:82px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);transform:translateY(-140%);transition:transform .25s;z-index:40;}
  nav.main.open{transform:translateY(0);box-shadow:0 20px 40px -20px rgba(0,0,0,.2);}
  nav.main ul{flex-direction:column;gap:0;padding:8px 32px 20px;}
  nav.main a{display:block;padding:14px 0;border-bottom:1px solid var(--line);}
  .nav-right .phone{display:none;}
  .about,.contact-grid{grid-template-columns:1fr;gap:36px;}
  .hero h1{font-size:2.2rem;}
  .banner h1{font-size:2rem;}
  .cov-grid,.why-grid,.steps-grid,.tiles,.vgrid,.team-grid,.foot-top{grid-template-columns:1fr;}
  .stats .wrap{grid-template-columns:1fr;gap:32px;}
  .field.two{grid-template-columns:1fr;gap:0;}
  .field.two .field{margin-bottom:18px;}
}