We own and operate assets ourselves — so we structure coverage around real-world claims, and align it with NOI and DSCR.
MHG Risk was founded by operators with direct experience owning and managing hotels, gas stations, self-storage facilities, and multifamily assets. We understand how insurance decisions impact financial performance, including bottom line results and DSCR, as well as the realities of lender requirements and renewal volatility.
Equally important, we recognize that insurance is ultimately tested at the time of a claim — making proper coverage structure critical.
Our approach is disciplined and practical: comprehensive coverage, competitive pricing, transparent communication, and ongoing engagement well beyond policy placement.
More About UsFrom day-to-day liability to specialty programs, we place coverage across your business and industry.
We build programs around how your business actually runs — your cash flow, your assets, and your obligations.
Built by people who've run businesses — not just sold policies.
Deep experience in hospitality, real estate, and self-storage.
Admitted, specialty, and wholesale market connections others can't reach.
A real team for renewals and claims — not a call-center queue.
Coverage and certificates that satisfy your lender and franchise brand standards.
Plain answers on what's covered, what isn't, and what it costs.
Share a few details and what you need to protect.
We walk you through coverage and pricing — no jargon.
Bind your program and lean on us for renewals and claims.
Get a straight assessment of your coverage and a competitive quote.
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